As immigrants from the Philippines, my parents were often victims of loan sharking, predatory financial misinformation, and an unjust lack of financial education that resulted in costly mistakes. Somehow, they figured it out with four daughters!
After I graduated college, I overcame a healthy dose debt (~$100,000) with large helpings of anxiety and hopelessness along the way. It took me some time and some therapy to accept that this was my version of generational wealth – I inherited a system that preys on populations who find themselves in vulnerable or desperate situations.
Thankfully, I survived that crushing debt and lack of knowledge, but not without patience, humility, and more patience. I made it my mission to be my family's personal finance nerd, with the help of early personal finance blogs such as NerdWallet and Money Under 30.
My real-life, hard-knock financial experiences paired with my training as an Accredited Financial Counselor and Certified Financial Social Work Coach help me bring deep understanding, healing, and heart to money management for my clients. I provide non-judgmental spaces for my clients to work through their financial anxiety, traumas, and hardships.
I am also a financial educator for Financial Beginnings, a non-profit organization dedicated to bringing financial education programs to students of all ages and at no cost. As you can see, I live and breathe financial empowerment! It is my life's work to change the world one budget at a time.
I love adventuring with my family, cooking Filipino food to connect with my culture, singing karaoke all night long, and supporting my community.
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