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Adam smith

Joanne Danganan

Coach Offers Messaging
Coach Offers Video Calls
1-on-1 calls billed separately at $75.00 per hour.
This coach offers a free 30 minute introductory Zoom call.
Start Budgeting with Joanne Danganan
First 35 days free. No credit card required.
$14.99/month or $98.99/year after free trial.

As immigrants from the Philippines, my parents were often victims of loan sharking, predatory financial misinformation, and an unjust lack of financial education that resulted in costly mistakes. Somehow, they figured it out with four daughters!

After I graduated college, I overcame a healthy dose debt (~$100,000) with large helpings of anxiety and hopelessness along the way. It took me some time and some therapy to accept that this was my version of generational wealth – I inherited a system that preys on populations who find themselves in vulnerable or desperate situations.

Thankfully, I survived that crushing debt and lack of knowledge, but not without patience, humility, and more patience. I made it my mission to be my family's personal finance nerd, with the help of early personal finance blogs such as NerdWallet and Money Under 30.

My real-life, hard-knock financial experiences paired with my training as an Accredited Financial Counselor and Certified Financial Social Work Coach help me bring deep understanding, healing, and heart to money management for my clients. I provide non-judgmental spaces for my clients to work through their financial anxiety, traumas, and hardships.

I am also a financial educator for Financial Beginnings, a non-profit organization dedicated to bringing financial education programs to students of all ages and at no cost. As you can see, I live and breathe financial empowerment! It is my life's work to change the world one budget at a time.

I love adventuring with my family, cooking Filipino food to connect with my culture, singing karaoke all night long, and supporting my community.

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Some fine print about our fine coaches.

"Budget Coaches" are financial coaches. While some are financial advisors they do not serve in such capacity on this platform. None of our coaches give investment or insurance advice. While some are accountants they do not serve in such capacity on this platform. Our coaches do not serve as brokers. Our coaches teach the ins and outs of using and living by a budget. Decisions about how money is spent belong to users alone. Our coaches simply help you to use a budget in alignment with your values. Users are not compelled to use a particular coach nor follow their instructions or advice. MyBudgetCoach does not endorse the views or opinions of all coaches on the platform. Users are advised to use their own discretion when receiving advice on this platform.